Online Banking Access

Christmas Club

An account that allows you to plan and save for those holiday expenses.

Features and Benefits  
  • Opening balance of only $5.00
  • Earns variable rates of interest
  • Weekly deductions from your First Citizens checking account
  • Automatically renews for the next club year 
  • Requires automatic transfer weekly from a First Citizens checking account
  • Minimum transfer of $5.00
  • Early withdrawal penalty if the account is closed before the end of the club year and after the 30-day grace period.
  • Account automatically renews at the end of the 30-day grace period