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Home Equity

Why make your family wait? Tuition? Home Additions? Special Vacations? Use the equity in your home to make it all possible without disturbing your important investments.

Prestige Home Equity Line of Credit  

Borrow what you need, whenever you need it. Use the equity in your home to make your dreams a reality.

Features and Benefits  
  • A secured line of credit using a primary residence as collateral
  • Flexible repayment plan
  • Personalized home equity checks provided
  • Interest may be tax deductible (Consult your tax professional)
  • Loan to value of 80% or less
  • Minimum line of credit is $10,000
  • Monthly interest only payments (Making only minimum payments will result in a balloon payment due at maturity on any remaining unpaid principal.)
  • Payment protection is available through Credit Life and Accident & Health Insurance
  • Annual fee $50

All loans subject to normal credit approval. Insurance may be required.



To request the unique federal identification number assigned to any of our Mortgage Loan Originators, please ask the particular Loan Officer; ask any Customer Service Representative; call the FCNB Service Center at 1-800-321-3176; or submit your request in writing to the following:
FCNB Human Resources Department
P.O. Box 370
Dyersburg, TN 38025-0370