Online Banking Access

Online Banking / Bill Pay  

In today’s fast paced world, you expect access to your account information when and where you need it and you expect access to features allowing you to perform banking transactions conveniently.  Our Online Banking and Bill Pay Services meet those needs and expectations!  Better yet, Online Banking and Bill Pay* Services are FREE!

First Citizens National Bank’s Online Banking provides:
  • View your accounts including REAL TIME balances
  • Access to 6 months of transaction history
  • View and print images of checks and deposit slips (front and back)
  • Access to electronic statements including images
  • Account transfers (one time or recurring transfers)
  • Secure email messaging with an Electronic Services Specialist
  • Downloads for Quicken, Money and Quickbooks
  • Alert notifications for balance and account transactions
  • Plus more!
First Citizens National Bank’s Bill Pay provides: 
  • One time bill payment or set up recurring bill payments
  • Email notification when payment occurs
  • Pay bill from multiple funding accounts
  • Bill Presentment – electronically receive, pay and file your bills
  • Plus more!

Enrolling is easy! All you need is the following information:  
  • Social Security Number
  • Account Type and Account Number
  • Email address

Click Here to Enroll
Personal Accounts - Business Accounts

Sign In

Online Banking and Bill Pay Agreement

For more information contact a Service Center Specialist at or by calling (731) 285-4410 or toll free at (800) 321-3176.