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As you build your savings, you build financial security. And that is a very good thing. At First Citizens National Bank, our diverse savings products give you choices that meet your specific savings needs. Open one of each!

Regular Savings

The basic account for beginning savers

First Time Savings

Designed for minors (17 and younger)

Christmas Club Savings

A special account to help you save for the holidays

Certificates of Deposit (CDs)

Earns market interest and FDIC insured

Health Savings Account

Set aside cash for health care expenses


A special network for CD investors


Individual Retirement Accounts for long-term savings

Compare Accounts

Quickly and easily find the features and benefits that best meet your needs.

What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer