Southern Heritage Bank is a division of
FIRST CITIZENS NATIONAL BANK
At First Citizens National Bank, we constantly look for ways to defy your expectations. We believe electronic banking services should give you the same fantastic experience that you get when you visit a branch – and we’ve designed them to do just that.
If you’re not banking online, you’re missing out
Takes the work out of paying the bills
Review your statements online any time you want
Lets you bank in new and exciting places
Protects your privacy and aids in fraud protection
I highly, highly recommend First Citizens. The service is just that GOOD.
– First Citizens National Bank customer
For over 125 years at First Citizens National Bank, we've tackled recessions, cleared hurdles and created solutions; but no matter the decade, we have always desired to be the best community bank we can be. We are simply passionate about giving our customers an experience that is unbelievably good.