Southern Heritage Bank is a division of
FIRST CITIZENS NATIONAL BANK
I like that First Citizens is locally owned. It has that small-town atmosphere about it.
– First Citizens National Bank customer
For over 125 years at First Citizens National Bank, we've tackled recessions, cleared hurdles and created solutions; but no matter the decade, we have always desired to be the best community bank we can be. We are simply passionate about giving our customers an experience that is unbelievably good.