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Special Needs Trusts, Guardianships and Conservatorships

 

Special needs trusts, guardianships and conservatorships provide a way to care for a disabled person or a minor who is without living parents or guardians.   

 
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Special needs trusts, guardianships and conservatorships are special arrangements that hold money in a trust that will be used for the care of a beneficiary.
 
  • Guarantees that the money will be used for the care of the beneficiary
  • Trust can own assets without disqualifying the beneficiary from receiving government benefits
  • Designed to address the specific needs of the disabled person or minor
  • Minimum opening deposit of $100
  • $5 monthly fee if average balance is below $7,500
  • $4.99 monthly fee for online banking
  • $9.99 monthly fee for online banking with bill pay
  • Small fee of $.10 per item for each debit over 100
  • Balance requirement fee and per item fee for debits paid are waived for non-profit organizations

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