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Traditional IRA 

 

A traditional IRA is a retirement savings plan that offers tax-deferred savings growth.     

 
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A traditional IRA account lets individuals contribute pre-tax income into an investment account that can grow on a tax-deferred basis. You pay income tax on the distributions you take when you retire.
 
 
 
 
 
 
  • Designed for long-term retirement growth
  • Tax-deferred savings for employees
  • Complete control of investment choices
  • Investment income is not taxed until withdrawn
Annual contribution limits may apply
  • $5 monthly fee if average balance is below $7,500
  • $4.99 monthly fee for online banking
  • $9.99 monthly fee for online banking with bill pay
  • Small fee of $.10 per item for each debit over 100
  • Balance requirement fee and per item fee for debits paid are waived for non-profit organizations

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