Online Banking Access

Individual Retirement Accounts (I.R.A.'s)  

The Economic Growth and Tax Relief Reconciliation Act of 2001 allowed additional incentives for IRA investing. This includes greater contribution limits for the Traditional and Roth IRAs, more flexibility in moving money between IRAs and plans, and the expansion of the Coverdell Education Savings Account (formerly the Education IRA).

Whether you are saving money for a secure retirement or setting aside funds for the education of a child, the IRA provisions could benefit you. Check out the information provided and decide which type of IRA best enhances your savings plan and provides for a comfortable retirement. Let First Citizens National Bank work for you!