Online Banking Access

Regular Checking 

The perfect account for customers who prefer a "no frills" checking account with check images included in monthly account statements.

Features and Benefits 
  • Unlimited check writing
  • Unlimited transactions with the VISA Debit Card
  • Monthly statement includes check images at no charge (electronic statement available with Online Banking
  • No monthly fee with daily balance of $500.00 or greater or an average daily balance of $1,500.00 or greater
  • FREE Online Banking
  • FREE Bill Pay
  • Interest rate reduction of 0.15% per annum on new personal loans with auto debit from First Citizens checking (subject to credit approval)
  • Minimum opening deposit of $100.00
  • $5.00 monthly fee if daily balance falls below $500.00 or average daily balance falls below $1,500.00