Online Banking Access

Now Checking  

This is the account of choice for customers looking to earn interest on checking account balances with no limit on the number of checks that may be written each month.

Features and Benefits
  • Interest earned on daily collected balances
  • Unlimited check writing
  • Unlimited transactions with the VISA Debit Card
  • Monthly statement with check images (electronic statement available with Online Banking)
  • FREE Online Banking
  • FREE Bill Pay
  • Interest rate reduction of 0.15% per annum on new personal loans with auto debit from First Citizens checking (subject to credit approval)
Terms
  • Minimum opening deposit of $1,000.00
  • Interest earned on daily collected balances of $1000.00 or greater
  • Monthly service charge of $9.00 if daily balance falls below $1,000.00 or average daily balance falls below $5,000.00