Free Checking

For customers who prefer having no minimum balance and no monthly maintenance fee, Free Checking is their choice.

Unlimited check writing
Unlimited transactions with "THE CHECK CONNECTION" VISA Check Card
No monthly service charges
No minimum balance requirements
FREE Online Banking
FREE Bill Pay
Monthly statement (electronic statement available)
Interest rate reduction of 0.15% per annum on new personal loans with auto debit from First Citizens checking (subject to credit approval)

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