Online Banking Access

Free Checking  

For customers who prefer having no minimum balance and no monthly maintenance fee, Free Checking is their choice.

Features and Benefits
  • Unlimited check writing
  • Unlimited transactions with the VISA Debit Card
  • No monthly service charges
  • No minimum balance requirements
  • FREE Online Banking
  • FREE Bill Pay
  • Monthly statement (electronic statement available)
  • Interest rate reduction of 0.15% per annum on new personal loans with auto debit from First Citizens checking (subject to credit approval)
  • Minimum opening deposit of $100.00