Online Banking Access

Dogwood Checking

The premier package account, Dogwood Checking offers interest earnings combined with a host of products and services designed to meet your financial needs at a very affordable cost.

Features and Benefits  
  • Interest compounding monthly provides additional income to customers
  • Free personalized Dogwood checks
  • 50% discount on scenic checks provides a cost savings for customers who want a more elaborate check
  • Write as many checks as you want with unlimited check writing at no charge
  • Two free stop payments per year is an additional cost savings
  • Unlimited transactions with the VISA Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • Monthly statement with check images (electronic statement available with Online Banking)
  • 25% discount on rental fee for any size safe deposit box
  • Interest rate reduction of 0.15% per annum on new personal loans with auto debit from First Citizens checking (subject to credit approval)
  • $10,000 Accidental Death and Dismemberment Insurance through Affinion Benefits Group, LLC.  Benefits include:
      $10,000 AD & D Coverage
      Rx Advantage Prescription Drug Program
      Payment Card Protection
  • Low minimum opening deposit of $100.00
  • Low monthly fee of $8.00
  • Customers age 50 and over pay a monthly fee of only $5.00
  • Interest earned on daily collected balances of $500 or greater