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Regular Checking

If we wanted to get creative, another good name for this account would be “Old Reliable.” This account has everything you need and nothing you don’t. Enough said.

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Regular Checking is the account for people who prefer a “no frills” checking that still includes check images in monthly account statements.
  • Free online banking
  • Free bill pay
  • Free mobile banking
  • Monthly statements with check images
  • Monthly eStatements available with online banking
  • Unlimited check-writing
  • Unlimited debit card transactions
  • Interest rate reduction of 0.15% per year on new personal loans with auto debit*
  • 24-hour access to First Connection telephone banking 731.286.5064


*Subject to credit approval

  • Minimum opening deposit of $100
  • Monthly fee of $8 if daily balance falls below $500

What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer