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Credit Card

Get the credit card you deserve from the bank you love.

 

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First Citizens National Bank offers several types of personal and business credit cards with features from rewards and bonus points to low introductory interest rates for paying off debt.

Visa® Bonus Rewards Card

  • No annual fee
  • 25% monthly rewards bonus on all rewards points earned each month
  • There are no caps or limits on the points card members can earn
  • Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise

Visa® Bonus Rewards Plus Card

  • $50 annual fee
  • 50% monthly rewards bonus on all rewards points earned each month
  • There are no caps or limits on the points card members can earn
  • Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise

Visa® Platinum Card

  • No annual fee
  • The best introductory offer!
  • Save on interest and pay down your other credit card balances faster
  • Everyday convenience of a non-rewards card

Visa® College Rewards Card

  • No annual fee 
  • A card to help College students build credit history and financial independence
  • Interactive credit education website: Smart Credit Matters
  • Earn 1 reward point for every net $1 you spend on purchases

Visa® Secured Card

  • $35 annual fee
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Open a savings account that is pledged as a security for your credit card account

What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer