Enroll
Home Locations Customer Support

Credit Card

Get the credit card you deserve from the bank you love.

 

Apply Now
Access Account
First Citizens National Bank offers several types of personal and business credit cards with features from rewards and bonus points to low introductory interest rates for paying off debt.

Visa Signature® Rewards Card

  • Earn one point for every net $1 you spend, plus get a 25 percent bonus on all points earned every month, automatically
  • No limits on the points you can earn, plus five years to redeem them
  • $25 cash back with your first purchase
  • No annual fee
  • Redeem for cash back, travel, gift cards and merchandise rewards.

Visa Signature® Bonus Rewards Plus Card

  • Earn one point for every net $1 you spend, plus get a 50 percent bonus on all points earned every month, automatically
  • No limits on the points you can earn, plus five years to redeem them
  • $50 cash back with your first purchase
  • $50 annual fee
  • Redeem for cash back, travel, gift cards and merchandise rewards.

Visa® Platinum Card

  • Our best introductory interest rate offer
  • Save on interest and pay down your other credit card balances faster
  • No annual fee

College Rewards Visa® Card

  • Receive 1,000 bonus rewards points with your first purchase
  • No limits on the points you can earn, plus five years to redeem them
  • Redeem your points for cash back, travel, gift cards and merchandise rewards
  • No annual fee

Secured Visa® Card

  • Open a savings account that is pledged as a security for your credit card account
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • $35 annual fee
  • Late payments and exceeding the credit limit may harm your credit rating

What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer