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VA Loans

We appreciate our military and are proud to help service members and their families with special home financing through the U.S. Department of Veterans Affairs.

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Insured by the U.S. Department of Veterans Affairs, VA loans are offered to qualified veterans or active-duty military service members and their spouses.
  • Lower closing costs
  • Low interest rates
  • Available to qualified veterans, active-duty military and spouses or widows/widowers
  • Down payment may not be required
  • $5 monthly fee if average balance is below $7,500

What our
customers say

I like that First Citizens is locally owned. It has that small-town atmosphere about it.

– First Citizens National Bank customer