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Merchant Card Services

Flexibility, accountability and support for merchant card processing. We’ve got your back!

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First Citizens National Bank Merchant Services partners with BancCard of America to offer card acceptance, transaction authorization, processing and network services to businesses accepting credit and debit card payments.  
  • Payment card processing for large and small businesses
  • Outstanding customer service
  • Tailored services to fit your business’ needs
  • Free consultation and business analysis
  • Competitive pricing
  • Terms up to 30 years fully amortized
  • Small businesses must qualify for a USDA loan. The qualification criteria include size requirements, financial standing and being in a for-profit industry.
  • Pricing varies. Contact us to learn more.

What our
customers say

A personal relationship with my bank is so important. I can depend on First Citizens to get things done.

– First Citizens National Bank customer