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Regular Savings

This basic savings account is all you need for your business. $100 is all it takes to get started.

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The Regular Savings account is for business owners who simply want to build savings and earn interest.
  • Earns a variable rate of interest
  • Low opening balance
  • Low minimum balance
  • Unlimited transactions through First Citizens ATMs
  • Quarterly statements
  • Minimum opening balance of $100
  • Must maintain a daily balance of $250 to avoid a $3 quarterly fee
  • Permitted up to six withdrawals or transfers per quarter in any combination as long as you do not exceed the six allowed. If you exceed six withdrawals or transfers, there will be a $2.50 service charge for each additional withdrawal or transfer paid.
  • $250 minimum daily balance to avoid a quarterly charge of $3
  • If you exceed six withdrawals or transfers, there will be a $2.50 service charge for each additional withdrawal or transfer paid

What our
customers say

A personal relationship with my bank is so important. I can depend on First Citizens to get things done.

– First Citizens National Bank customer