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HOW TO AVOID FEES Maintain average daily balance of $7,500 and stay within 100 debits to avoid $5 monthly fee Maintain average daily balance of $7,500 and stay within 100 debits to avoid $5 monthly fee Credit allowance on daily collected balance used to offset transaction fees Credit allowance on daily collected balance used to offset transaction fees Maintain average daily balance of $7,500 and stay within six withdrawals or transfers to avoid $15 monthly fee Choose Plan I, where the retained collected balance is set to cover fees