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Southern Heritage Bank is a division of
FIRST CITIZENS NATIONAL BANK

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Sole proprietorships, partnerships, small corporations, LLCs and non-profit organizations
Sole proprietorships, public funds and non-profit organizations All businesses Sole proprietorships, public funds and non-profit organizations Sole proprietorships, corporations, partnerships, LLCs, public funds and non-profit organizations
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HOW TO AVOID FEES Maintain average daily balance of $7,500 and stay within 100 debits to avoid $10 monthly fee Maintain average daily balance of $7,500 and stay within 100 debits to avoid $10 monthly fee Credit allowance on daily collected balance used to offset transaction fees Credit allowance on daily collected balance used to offset transaction fees Maintain average daily balance of $7,500 and stay within six withdrawals or transfers to avoid $15 monthly fee