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Southern Heritage Bank is a Division of
FIRST CITIZENS NATIONAL BANK

 

Northwest Region

Branch Locations

   

Martin Financial Center

200 University St.
Martin, TN 38237

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-F
9:00 - 12:00 Sat

731.587.2010

Troy Financial Center

220 East Harper
Troy, TN 38260

Get Directions

8:00 - 4:00 M-Th
8:00 - 5:00 F

8:00 - 4:00 M-Th
8:00 - 5:00 F
8:00 - 12:00 Sat

731.536.4686

Union City Financial Center

100 West Washington Ave.
Union City, TN 38261

Get Directions

8:00 - 4:00 M-Th
8:00 - 5:00 F

324 S. First St.
8:00 - 5:00 M-F
8:30 - 12:30 Sat

731.885.2300

Drive-Up ATM

 

ATM Locations

   

Martin Drive-Up ATM

116 Lovelace Ave.
Martin, TN 38237

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Union City Drive-Up ATM

1520 East Reelfoot Ave.
Union City, TN 38261

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Central Region

Branch Locations

   

Dyersburg Main
Financial Center

One First Citizens Place
Dyersburg, TN 38024

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

117 Church St.
8:30 - 4:00 M-Th
8:30 - 5:00 F

731.285.4410

Green Village
Financial Center

710 Hwy. 51 Bypass
Dyersburg, TN 38024

Get Directions

8:00 - 5:00 M-F
8:00 - 12:00 Sat

8:00 - 5:00 M-F
8:00 - 12:00 Sat

731.287.4383

Industrial Park
Financial Center

2211 St. John Ave.
Dyersburg, TN 38024

Get Directions

8:00 - 4:00 M-Th
8:00 - 5:00 F

8:00 - 4:00 M-Th
8:00 - 5:00 F

731.287.4365

Newbern Financial Center

104 N Monroe St.
Newbern, TN 38059

Get Directions

8:00 - 4:00 M-Th
8:00 - 5:00 F

8:00 - 4:00 M-Th
8:00 - 5:00 F

731.627.2565

Ripley Financial Center

316 Cleveland St.
Ripley, TN 38063

Get Directions

8:00 - 4:00 M-Th
8:00 - 5:00 F

8:00 - 4:00 M-Th
8:00 - 5:00 F
8:00 - 12:00 Sat

731.635.8008

Jackson Financial Center

381 Walker Road
Jackson, TN 38305

Get Directions

8:00 - 4:00 M-Th
8:00 - 5:00 F

8:00 - 4:00 M-Th
8:00 - 5:00 F

731.664.5759


ATM Locations

   

Dyersburg Downtown Drive Thru

117 Church St.
Dyersburg TN 38024

Get Directions

Dyersburg Parkview BP

1501 Parr Ave.
Dyersburg TN 38024

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Dyersburg Regional Medical Center ATM

400 East Tickle St.
Dyersburg TN 38024

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Jackson Walgreens ATM

384 Oil Well Rd.
Jackson, TN 38305

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Dyersburg Mall

2700 Lake Road
Dyersburg, TN 38024

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Newbern Drive-Up ATM

531 West Main St.
Newbern, TN 38059

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Jackson Walgreens ATM

3144 N Highland Ave.
Jackson, TN 38301

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Jackson Walgreens ATM

1322 N Highland Ave.
Jackson, TN 38301

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Jackson Walgreens ATM

1405 S Highland Ave.
Jackson, TN 38301

Get Directions

 

 

 

Southwest Region

Branch Locations

   

Arlington Financial Center

5845 Airline Rd.
Arlington, TN 38002

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-Th
8:00 - 6:00 F

901.867.7747

Atoka Financial Center

123 Atoka-Munford Ave.
Atoka, TN 38004

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-Th
8:00 - 6:00 F
 

901.837.0133

Bartlett Financial Center

7580 Hwy. 70
Bartlett, TN 38133

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-Th
8:00 - 6:00 F

901.213.9900

Collierville Financial Center

3668 South Houston Levee Rd.
Collierville, TN 38017

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-Th
8:00 - 6:00 F

901.861.1140

Millington Financial Center

8170 Hwy. 51 North
Millington, TN 38053

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-Th
8:00 - 6:00 F

901.873.2323

Munford Main
Financial Center

Get Directions

1426 Munford Ave.
Munford, TN 38058

8:30 - 4:00 M-Th
8:30 - 5:00 F

1483 Munford Ave.
8:00 - 5:00 M-Th
8:00 - 6:00 F

901.837.3385

Oakland Financial Center

7285 Hwy. 64
Oakland, TN 38060

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:00 - 5:00 M-Th
8:00 - 6:00 F

901.465.0439

   

ATM Locations

   

Munford Drive Thru

1483 Munford Ave.
Munford, TN 38058

Get Directions

Dyersburg State Community College (Covington)

3149 Highway 51 South
Covington, TN 38019

Get Directions
 

 

Middle TN Region

Branch Locations

   

Cool Springs Financial Center

9045 Carothers Parkway
Franklin, TN 37067

Get Directions

8:30 - 4:00 M-Th
8:30 - 5:00 F

8:30 - 5:00 M-F

615.591.2248

Franklin Financial Center

1304 Murfreesboro Rd.
Franklin, TN 37064

Get Directions

8:30 - 5:00 M-F

8:30 - 5:00 M-F
615.550.2207

   

East TN Region

Branch Locations

   

Southern Heritage Bank
Main Office

3020 Keith Street NW
Cleveland, TN 37312

Get Directions

9:00 - 4:00 M-Th
9:00 - 5:00 F

8:00 - 5:30 M-Th
8:00 - 6:00 F
9:00 - 12:00 S

423.473.7980

Southern Heritage Bank
Waterville Springs

2530 Dalton Pike
Cleveland, TN 37323

Get Directions

9:00 - 4:00 M-Th
9:00 - 5:00 F

8:00 - 5:30 M-Th
8:00 - 6:00 F
9:00 - 12:00 S

423.303.1756

Southern Heritage Bank
Georgetown

3795 Georgetown Road
Cleveland, TN 37312

Get Directions

9:00 - 4:00 M-Th
9:00 - 5:00 F

8:00 - 5:30 M-Th
8:00 - 6:00 F

423.303.1757


ATM Locations

   

Ocoee (Corner of Hwy 64 and 411)

116 White Water Drive
Ocoee, TN 37361

Get Directions

ATM Locators